Terms and Conditions
Terms of Service
These terms and conditions govern your use of our website and financial planning subscription services provided by Zytheriqavon. Please read these terms carefully before using our services.
By accessing our website or using our services, you agree to be bound by these terms and conditions and our privacy policy.
Effective Date: August 19, 2025
Definitions
For the purposes of these terms, the following definitions apply to key terms used throughout this agreement.
- Services: Financial planning consultations, advice, and related services provided through our subscription model
- Client: Any individual or entity that subscribes to or uses our financial planning services
- Subscription: The monthly recurring payment plan for accessing our financial planning services
- Platform: Our website, systems, and digital tools used to deliver services to clients
Use of Our Services
Your use of our financial planning services is subject to these terms and applicable laws. You agree to use our services responsibly and in accordance with their intended purpose.
Permitted Uses
- Accessing financial planning consultations and advice for personal or business purposes
- Using our platform to manage your subscription and schedule appointments
- Receiving and acting upon financial planning recommendations provided by our team
Prohibited Uses
- Sharing login credentials or allowing unauthorised access to your account
- Using our services for illegal activities or purposes not related to financial planning
- Attempting to reverse engineer, hack, or compromise our platform security
- Providing false or misleading information that could affect the quality of our advice
Client Responsibilities
As a client of our financial planning services, you have certain responsibilities to ensure effective service delivery and maintain the professional relationship.
- Provide accurate and complete information for effective financial planning
- Attend scheduled appointments or provide reasonable notice for cancellations
- Maintain the confidentiality of your account credentials and personal information
- Notify us promptly of any significant changes to your financial circumstances
Intellectual Property Rights
All content, materials, and intellectual property on our website and in our services remain the exclusive property of Zytheriqavon. You may not reproduce, distribute, or create derivative works without written permission.
All content, designs, and materials on this website are protected by copyright and other intellectual property laws. Unauthorised reproduction is prohibited.
Privacy and Data Protection
Your privacy is important to us, and we are committed to protecting your personal information in accordance with applicable data protection laws.
Please refer to our Privacy Policy for detailed information about how we collect, use, and protect your personal data. Privacy Policy
Payment Terms
Our subscription services are provided on a monthly recurring billing basis, with specific terms governing payments and billing cycles.
- Monthly subscription fees are charged in advance on the same date each month
- All prices include applicable VAT at the current rate of 20%
- Payment failures may result in service suspension until payment is successfully processed
Termination
Either party may terminate the service relationship subject to the notice periods and conditions outlined below.
Upon termination, access to our platform will cease, though previously provided advice and consultations remain valid.
Disclaimers and Warranties
While we strive to provide high-quality financial planning services, we cannot guarantee specific outcomes or results from our advice and consultations.
Our services are provided "as is" without warranties of any kind, express or implied, beyond those required by law.
Limitation of Liability
Our liability to you is limited to the fullest extent permitted by law, excluding liability for death, personal injury, or fraud.
In no event shall our total liability exceed the amount paid by you for services in the twelve months preceding the claim.
Dispute Resolution
We are committed to resolving disputes fairly and efficiently through the following mechanisms.
Arbitration
Disputes that cannot be resolved through direct negotiation may be subject to binding arbitration under English law.
Arbitration proceedings will be conducted in accordance with the rules of the London Court of International Arbitration.
EU Online Dispute Resolution
European Union consumers may access the EU Online Dispute Resolution platform for resolving disputes related to online services.
European consumers can access the EU Online Dispute Resolution platform EU ODR Platform
Governing Law
These terms are governed by and construed in accordance with the laws of England and Wales, and disputes shall be subject to the exclusive jurisdiction of English courts.
Changes to Terms
We reserve the right to modify these terms at any time, with changes taking effect immediately upon posting on our website.
Your continued use of our services after changes are posted constitutes acceptance of the modified terms.
Entire Agreement
These terms, together with our privacy policy and any other referenced documents, constitute the entire agreement between you and Zytheriqavon regarding our services.
Contact Information
If you have questions about these terms or need to contact us regarding your service agreement, please use the contact information provided.